Debt Counselor Debt Counseling
Debt Settlement Group offers free credit and debt counseling to get you and your finances back on track
-Understand your financial situation and goals
-Develop a customized budget
-Explain your options
-Offer recommendations for how to get out of debt
-Develop an action plan for moving forward
A debt counseling session takes 5 to 30 minutes and can be conducted in-person or over the phone at your convenience. The session goes quicker if you have copies of recent bills or have knowledge of balances and creditor names.
No appointment is necessary. Scheduled appointments are also available if you prefer.
We specialize in helping people eliminate credit card debt. You may qualify for a Debt Management plan, a Debt Settlement plan or debt advice and money management tools may be all you need to pay your debts on your own.
People often find it difficult to dial the phone and ask for help with debt. Don’t be one of those people. Your call will be answered by a caring, compassionate counselor who understands your financial hardship and understands that hardships happen to good people. We’re here to help you get out of debt.
The comment we hear often is “I wish I wouldn’t have waited so long to call.”
FREQUENTLY ASKED QUESTIONS
How much does a debt counseling session cost?
There is no cost. Debt counseling and credit counseling are free.
What is the difference between credit counseling and debt counseling?
There is no difference. The terms “credit counseling” and “debt counseling” both refer to the session in which we work to understand your financial situation and explore options to help you get out of debt.
How long does a counseling session take?
The initial credit counseling or debt counseling session usually takes about 10 minutes, possibly up to 30 minutes depending on your situation.
Do I need to make an appointment?
No, an appointment is not necessary. Our debt counselor professionals are standing by to serve you by phone.
What if I don’t have time to conduct a credit counseling session now?
No problem. We can schedule an appointment for a more convenient time.
What will I need for my initial credit counseling session?
Please have copies of recent bill statements handy. We’ll also need to know how much money you and your spouse / financial partner bring home each month.
Will you keep my information confidential?
Yes, the call is confidential. We do not report information to the credit bureaus and we do not report to your creditors. And we will not share your information with anyone without your permission. If you begin a debt management program or debt settlement program we will obtain your consent before we propose payment arrangements to your creditors.